Assets & reserve (Diamond) shows your Net worth (assets − debts) and your Runway: how many months of spending your reserve would cover.
- Tap Add asset, choose the type (cash, bank, savings, investment, debt…) and today's value.
- Mark as Liquid what you could use within days — that's your reserve.
- Update the values once a month and watch net worth climb.
Goals live inside assets. Link a goal to an asset and the goal's money stays in that asset — it's only set aside. Use Move money to put money towards a goal, take it back, or move it between assets.
Paying from an asset. When you record an expense, choose an asset under Pay from: it still counts as spending in its category, but doesn't lower this month's “Left to spend”, and the asset's value goes down by that much.

